A note from Roger and Amy
Thank you for partnering with us. All we ask of you is a simple introduction. We do the rest.
We opened our first business, a pressure-washing company, in 1992. Since then we've run several service businesses and learned about thin margins the hard way. Most owners are so busy working in their business that they never get time to work on it.
That's why we started Compassion Processing. Our goal isn't just to lower credit card fees. It's to eliminate them, legally and in all 50 states. And 25% of our profit on every account goes to a nonprofit, church, or cause the owner chooses.
You already have the relationship. We just need the introduction.
Roger and Amy SullivanFounders, Compassion Processing
How it works
You introduce. We do the work. You earn for years.
You introduce
Spot a sign, ask permission, and send us their info.
We do the work
Free audit and an honest fit check. No pressure, ever.
You earn 25%
Paid monthly for as long as they process with us.
Why you
You see what the business owner doesn't
Card fees come out of the bank account quietly, a little every day. Most owners never add them up. You do: at month-end, at tax time, or when members share their struggles.
Bookkeepers
You reconcile the fees every month. You see the leak before the owner does.
CPAs
You see the full-year total at tax time and help owners plan for next year.
Payroll specialists
You hear it first when an owner is struggling to make payroll.
Group leaders
Chambers, networking groups, churches, associations, and booster clubs.
Fractional CFOs
You own the numbers and the plan. Cutting fees is a fast, easy win.
Connectors
Always putting people together? The one who knows someone for every situation? You belong here too.
The fee math
Getting back 3% can grow profit by 25%
What to listen and look for
Any business that takes cards is worth a conversation
Things you might hear
Things you might see
- A merchant fees line that keeps growing month after month
- Stripe, Square, or PayPal holding or freezing the owner's money
- A surprise credit card charge added to customer receipts
- The business asking customers to pay by Venmo, Zelle, or Cash App
- A business that doesn't take credit cards at all
- $10,000 a month or more in card sales. No upper limit: our largest client processes $1.7 million a month
Your only job
Make the introduction. Never sell.
What we do is outside the box. If you try to explain it, the owner pictures a pushy card rep or a surcharge sign, and the door can close before we ever talk. It's perfectly fine to say "I don't know exactly how they do it."
✓ Do
- Name the problem you noticed
- Say you know someone who can help
- Ask permission to connect them
- Send us name, business, phone, and email
✕ Don't
- Quote rates, savings, or numbers
- Promise they'll qualify or save
- Explain surcharging or cash discounts
- Feel you need to follow up or close
Word-for-word scripts
Use them as written or in your own words
When the owner pushes back
Keep the door open. Let us answer the hard questions.
| If the owner says | You can say |
|---|---|
| "I'm happy with my processor." | "That's great. A free review will just confirm it. If you're in good shape, they'll tell you so." |
| "I don't have time for this." | "It's about a 10-minute conversation. They do the work from your statements." |
| "Is this a surcharge thing? My customers would hate that." | "Great question to ask them directly. I know they care a lot about keeping customers happy." |
| "I'm stuck in a contract or have equipment." | "Tell them that up front. They'll be honest about whether switching makes sense." |
| "I've been burned by card reps before." | "I get it. These folks will tell you if you should stay put, even when they make nothing." |
| "Why are you recommending this?" | "Because I think it can help your bottom line. Plus they give 25% of their profit to a cause you choose." |
| "Not right now." | "No problem. Can I check back with you next quarter?" |
For group leaders
Every night can be fundraiser night
A local pizza place gives your group 10% of sales, but only for one night, and only if people mention your name. Now imagine that every night of the year. When a business you introduce signs up, every card they run helps fund your cause, with no one having to remember a thing.
- Mention it at a meeting: "If you own a business that takes cards, there's a free review that also supports our group."
- Put a short note in your newsletter or group chat with Roger's contact info
- Ask members which local businesses they already support, then make those introductions
If your organization is a nonprofit and the business also picks you as their cause, you receive 50% of our profit on that account.
What happens after you introduce us
Your client is treated with care, start to finish
- 1We reach out within one business day and mention your name, so they know you sent us.
- 2We do a free audit. We look at their real statements and show them exactly what they're paying today.
- 3We give an honest fit check. If staying put is the better choice, we tell them, even if we make nothing.
- 4If it's a fit, we set them up with their own merchant account directly with a bank, working alongside tools like QuickBooks, Jobber, Housecall Pro, and ServiceTitan.
- 5They choose a cause. Every month, 25% of our profit on their account goes to the nonprofit, church, or cause they pick.
- 6We stay with them. Fewer than 10% of our clients ever leave. About half of good referrals become clients, and we keep you posted on each one.
Real results
Stories you can share when you make an introduction
Landscaper using QuickBooks
Was paying almost $1,700 a month in card fees. Now pays a flat $100 a month, no matter how much they process.
Window-cleaning company
Thought they paid 2.9%. The real rate was 6.7%. Now they see exactly where their money goes.
Restaurant
Was adding a surcharge the wrong way, risking fines of about $1,000 per transaction. We moved them to a fully compliant setup.
Local candy store
We showed them a $5-a-month fix that paid us nothing. They chose to switch to us anyway.
How you get paid
25% of our profit, every month, for as long as they process
Some of our partners have been paid on the same accounts for 10 years. Your share is separate from the business's giving; their chosen cause still gets its own 25%.
What one referral can earn you
Left column is the business's monthly card sales. Estimates assume our profit is about 0.8% of card sales; actual profit depends on each business's setup and volume.
Partner FAQ
Quick answers
Do I need to know anything about payments?
No. Your job is the introduction. We handle every question after that.
Does the review cost the business anything?
No. The audit is free, and there's no obligation.
What if they're not a fit?
We tell them honestly and point them in the right direction. Your relationship stays protected.
How will I know what happened with my referral?
We'll keep you posted on where each introduction stands.
How long do I get paid?
Every month, for as long as that business processes with us.
Should I tell my client I'm paid for referrals?
We recommend being open about it. It builds trust. If you're a CPA or other licensed professional, check your state board and professional rules on referral fees first.
Can my nonprofit or church be a partner?
Yes. And if the business also chooses you as their cause, you receive 50% of our profit on that account.
Is there a minimum size?
We work best with businesses doing $10,000 a month or more in card sales. There's no upper limit.
Your first 30 days
Six small steps to your first introductions
0 of 6 done
Quick reference
Every introduction is five quick steps
- I spotted a sign: high fees, flat profit, cash only, or held funds
- I named the problem I noticed
- I said I know someone who helps businesses like theirs
- I asked permission to connect them
- I sent their info using the referral form below
"I know someone who helps businesses eliminate their card processing fees. Can I connect you?"